Commercial Loans, Business Loans, and Financing

Noggin Finance has built a network of partners with many financial institutions to meet the needs of any business. Noggin Finance will provide access to this network of funding and financing lenders and options to help save time and increase your capital. We want to help your business reach its fullest potential! 


Our partners can provide business and commercial financing from $500,000 to $5,000,000,000. We have a network of 1,000 partners for various financing amounts and industries domestically and globally in 180 countries. 

For every $1 Million in loans processed Noggin Finance gives back $1,000 to

our Non-Profit's and the Communities we are supporting! 

Contact us today for more information!


Not just for physical structures and acreage but may be used to purchase fixed assets such as land and improvements, including owner-occupied buildings, grading, street improvements, utilities, parking lots, and landscaping. One could even begin construction of new facilities, or modernize, renovate or convert existing facilities.



Is obtaining the use of machinery, vehicles, or other equipment on a lease or rental basis. This avoids the need to invest capital in equipment but still allows the business to operate effectively.


Accounts receivable are assets equal to the outstanding balances of invoices billed to customers but not yet paid. Accounts receivables are reported on a company's balance sheet as an asset and usually, a current asset with invoice payment is required within one year.


A  Merchant Cash Advance is a financial loan based upon the credit card sales of a business.  By looking at the daily credit card receipts to determine if the business can pay back the funds in a timely manner, a small business “sells” a portion of future credit card sales to acquire capital immediately.


With our partners, they provide both resources of Merchant Services and Credit Card Processing giving our Noggin Finance customers more options depending on their needs at that time to best scale their business whether it be retail or online.


Used to enlarge the size of a business through a variety of means. Expansion financing can be used for such things as internal growth, acquisition of new customers, or even launching of new products. In its most simple application, expansion financing is used to increase working capital or productive capacity to facilitate growth.


The SBA offers loans for new businesses just as credit unions, commercial banks, and other lenders do. The most common type of loan made to new businesses is the 7(a) loan. New businesses and franchisees can access SBA-backed loans by applying through their lenders.


Typically referred to as an acquisition loan. This capital is given to a company to purchase a specific asset, to acquire another business, or for other reasons that are laid out before the loan is granted. Typically, a company can only use an acquisition loan for a short window of time and only for the agreed-upon purpose.


Startup Funding is money raised by a new company in order to meet its initial costs and is often a large sum of money. This typically covers any or all of the company's major initial costs such as inventory, licenses, office space, and product development.


A refinancing tactic in which new loans are taken out to pay off existing debt. The new loan combines existing debts to create one single large debt. Consolidated debt often has more favorable terms, including low-interest rates and a lower monthly payment.


Is the amount of cash a business can safely spend. It’s commonly defined as current assets minus current liabilities. Usually, working capital is calculated based on cash, assets that can quickly be converted to cash (such as invoices from debtors), and expenses that will be due within a year. Working Capital=Current Assets-Current Liabilities.


A payroll loan is a cash advance that is given to a borrower based on their employment status and income. A payroll loan is also known as a payday loan because the amount of the loan is typically scheduled for repayment upon getting paid by an employer.


Bridge loans exist to meet immediate cash flow needs during the time between demand for cash and its availability. While this short-term loan is commonly used in business while waiting for long-term financing, consumers typically only use them in real estate transactions.

Specifically, a bridge loan is used to eliminate a cash crunch and “bridge the gap” while buying and selling a home simultaneously.


Our partners can provide Business Terms for up to 10 years, and amortizations for up to 25 years with access up to $250,000. Fixed and variable rates are available. Your business needs money to make that vision come to life. From meeting your weekly payroll, buying inventory, or funding large-scale capital projects, you need access to funding.